今天，我们不谈那些改变世界的宏大叙事，只算一算普通人养一只 OpenClaw，到底要付出怎样的成本。
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全年社会融资规模增量[54]35.6万亿元，按可比口径计算，比上年多3.3万亿元。年末社会融资规模存量[55]442.1万亿元，按可比口径计算，比上年末增长8.3%，其中对实体经济发放的人民币贷款余额268.4万亿元，增长6.3%。年末全部金融机构本外币各项存款余额336.1万亿元，比年初增加27.8万亿元，其中人民币各项存款余额328.6万亿元，增加26.4万亿元。全部金融机构本外币各项贷款余额275.7万亿元，增加16.2万亿元，其中人民币各项贷款余额271.9万亿元，增加16.3万亿元。人民币普惠小微贷款[56]余额36.6万亿元，增加3.6万亿元。本外币涉农贷款余额53.6万亿元，增加3.4万亿元；制造业中长期贷款余额14.9万亿元，增加1.0万亿元；绿色贷款余额44.8万亿元，增加7.7万亿元。全年全国新发放企业贷款加权平均利率[57]3.22%，比上年下降41个基点。（见表16）
Arguably, ordinary moral thought recognizes non-fault-based species of remedial moral responsibility less confidently and robustly than it does fault-based remedial responsibility. There is, after all, a recurring impulse in moral philosophy to reject non-fault-based species of moral responsibility on considered reflection.274 The same impulse recurs in the history of normative reflection on tort law, sometimes with profound effects on the shape of doctrine. In Germany, for example, this impulse has led to a significant curtailment of the scope of strict liability and the reconceptualization of old strict liability doctrines in terms of fault.275 In America, this impulse may have helped to curtail the twentieth-century expansion of enterprise liability and to reinstate the historical dominance of the tort of negligence.276